Applying for FHA Loan?
Written By: admin on September 16, 2009
One Comment
Applying for a FHA loan to buy HUD home one of us has credit in 700’s other is in high 500’s. Combined annual income is around 85K. Some credit card debt but all payments have been made on time. What do we need to be able to qualify? How much in bank accounts?
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get the high 500’s over 600 if you can first. then you will need 3.5% minimum down payment + closing cost and I recommend that you have emergency funds of 6 months living expenses set aside as well