Attn: Appraisers!?

I have a question about releasing an appraisal. I am a secretary, and need to know if….
Lets say ABC Mortgage orders an appraisal, and it is going to be paid on the HUD(closing), but they never close, and now XYZ Mortgage wants the appraisal. Can I switch it over, or do I have to get permission from ABC….because let’s say ABC did pay for the appraisal, then I know I would have to get permission from them. THANKS !

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