Applying for a FHA loan to buy HUD home one of us has credit in 700’s other is in high 500’s. Combined annual income is around 85K. Some credit card debt but all payments have been made on time. What do we need to be able to qualify? How much in bank accounts?
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I am refinancing my condo (to get a better interest rate). The title company called me and said they need a copy of my HUD document from the original loan. I went through all the ancient paper work, and cannot find anything like that. Should I have this considering the first loan is a traditional [...]
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